PROMISSORY NOTE / PERSONAL LOAN AGREEMENT ================================================================ Effective Date: ________________________________________________________ Place: _________________________________________________________________ ================================================================ 1. Parties ---------- This document is made on ____________________ (____________________) by: Borrower Individual Full Legal Name: _______________________________________________________ SSN / ID: ______________________________________________________________ Doc Series: ____________________________________________________________ Address: _______________________________________________________________ _______________________________________________________________ In favor of: Lender Individual Full Legal Name: _______________________________________________________ SSN / ID: ______________________________________________________________ Doc Series: ____________________________________________________________ Address: _______________________________________________________________ _______________________________________________________________ 2. SUBJECT-MATTER SCHEDULE & SPECIFICATIONS ------------------------------------------- Principal Amount: ______________________________________________________ Interest Rate: _________________________________________________________ Repayment Schedule: ____________________________________________________ Final Due Date: ________________________________________________________ Late Payment Terms: ____________________________________________________ 3. EXECUTION & SIGNATURES ------------------------- Borrower Signature: _____________________________________________________________ Full Legal Name: _______________________________________________________ Date: __________________________________________________________________